Job Details

Description

What The Role Is

Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial.

How You Will Make An Impact

• Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits.
• Interviews commercial applicants and processes loan applications.
• Analyzes applicant's financial status and credit to determine feasibility of granting loan.
• Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
• Approves loans that meet established lending criteria and are within approved lending limits.
• Maintains customer relationships.
• Manages a portfolio of consumer and commercial loans (primarily commercial).
• May coordinate some collection efforts.
• Provides and maintains a professional, business-like atmosphere within the banking division.
• Represents the financial institution in public relations activities and community affairs.

Who You Are

• Excellent interpersonal and customer service skills.
• Sales oriented.

Education

• Bachelor's degree or equivalent work experience.

Experience

• A minimum of 6 - 8 years experience in a financial institution as a commercial lender.
• Knowledgeable of laws and regulations applicable to lending practices.

Characteristics

• Regular and reliable attendance.
• Works cooperatively with others.

If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply.

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Qualifications
Behaviors Detail Oriented - Capable of carrying out a given task with all details necessary to get the task done well
Motivations Goal Completion - Inspired to perform well by the completion of tasks
Education Bachelors of Finance (required)
Experience A minimum of 6 - 8 years experience in a financial institution as a commercial lender.
Knowledgeable of laws and regulations applicable to lending practices. (required)
Experience working in a financial institution as a commercial lender. (required)

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

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For further information, please review the Know Your Rights notice from the Department of Labor.